When I graduated from university in 1985 I decided to go into commercial banking so that I could get a feel for the finance industry and additionally have a look at other types of businesses in the BC market place.  I worked as a commercial account manager for CIBC for 7 years and during that time managed a portfolio of loans of over $55 million.   

I was involved in a number of real estate financing deals there and I decided that a related career would be a good idea, but I decided that I had done my time working for a major bank.  Having only one option to offer my clients didn't seem to be the best alternative, so that is when I looked into the idea of being a mortgage broker.  That way I could offer my clients a choice, and help them decide on the best option rather than having to rely on the credit decision or limited products offered by just one lender.  

When I joined the industry, most consumers did not know what a mortgage broker was.  We originated only about 5% of Canada's mortgage volume and relied heavily on realtors to help us find clients.  Today, mortgage brokers originate over 25% of Canada's mortgage volume, and  I find that most clients  know the value of having a mortgage broker, and will seek a relationship with a good broker before even looking at houses or talking to realtors.  About 90% of my business comes from referrals from my client base, which is of course the greatest compliment I could ask for.   

In the 15 years that I have been a mortgage broker, I have served well over 1,500 clients, with many of them now my repeat and loyal customers.  In 1998 I opened my own business,  Mfuture.com/Mortgage Executives and grew that business to over $85 Million in mortgage volume annually, with 5 licensed mortgage brokers helping me grow the business by providing excellent service to our clients and referral sources.   

In 2007 I was excited to be offered the opportunity for limited partnership in Mortgage Architects.  I am looking forward to being part of a team of top-notch professionals that creates Canada's number one mortgage broker.   I feel strongly that the association with Mortgage Architects will be of benefit to all of our clients through second-to-none-mortgage product offerings, best rates, and more options than ever before. 

Serving the Burnaby area, downtown, and Vancouver West, I am here to help you achieve your financial and homeownership goals.  I specialize in residential mortgage financing and this website is designed as an informative friendly helper to financing your home or investment property in Canada. Whether you're a first time homebuyer, repeat buyer, or a foreign investor, you will find the information you require throughout the pages that follow. 

Today's mortgage market is very complex, with an overwhelming abundance of products, features and options.  Many Canadians welcome an experienced mortgage planner who understands the intricacy of the marketplace and who can provide recommendations and a mortgage plan based on their needs and long term goals. Imagine if you could get a rate of just 1% better, you'd save almost $85,000 on a typical mortgage.  Now that's worth shopping for!   

I am a focused specialist and I care very much about making sure you understand the full details of your mortgage transaction, and that you are aware of all the privileges and programs available to you. Best of all? My services are free on approved credit, and there's no obligation. 

Finally I pledge to make finding the best deal on your mortgage a simple and efficient process.